Why do I need extra insurance?
Think of it as a safety net for your safety net. If you max out your general liability insurance policy but still owe money for damages or any lawsuits you are facing, this type of coverage is perfect for providing additional funds to make up the difference. It can help pay the expenses that exceed your underlying policy limit and can increase coverage for additional liabilities. What it mostly covers is things such as workplace injuries, workers comp, auto accident liabilities, and lawsuits over third-party property damage. However, it does not cover malpractice, employee discrimination, or professional liability lawsuits. The more foot traffic a your cannabis business has, the greater its liability risks are. You have a lot to worry about, so get the extra protection you need to keep more profit in your business and less in lawyer’s pockets.
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